AML/CFT Compliance Officer

AML/CFT Compliance Officer | Sportmarket, Belgrade

Sportmarket Limited is an international company providing services to online sports betting operators worldwide, including marketing, consulting and web development. We are growing and looking for an AML/CFT Compliance Officer to join our team in Belgrade.

You will run our anti-money laundering and counter-terrorist financing (AML/CFT) framework day to day, following the Isle of Man Gambling Supervision Commission (GSC) regime that applies to our betting platform. The work is hands-on: you will investigate cases, review customers’ source of funds, keep policies and procedures current and prepare reports for the MLRO and the Board. You will work closely with the MLRO, the KYC and payments teams and management, and you will learn the Isle of Man rules on the job. We are looking for breadth: analytical and critical thinking, and the judgement to balance business needs against legal and regulatory requirements. If you like clear reasoning, well-documented decisions and a mix of casework, policy and process improvement, we would like to hear from you.

Working hours: The first six months, which is also the onboarding period, are 08:00 to 16:00, Monday-Friday, in the office.

What you will do

• Run the yearly compliance monitoring plan: test how our AML/CFT procedures and controls work in practice, record the findings, follow up on fixes and prepare the annual AML/CFT compliance report for the Board.
• Create, review and keep current our AML/CFT policies and procedures, including the source of funds and source of wealth approach for fiat and crypto customers.
• Handle escalated KYC and due diligence cases: source of funds and source of wealth reviews, PEP and sanctions matches, and decisions on restricting or closing accounts.
• Review crypto deposits and withdrawals: trace transactions on blockchain explorers, verify exchanges and withdrawal addresses, and apply enhanced checks where a third-party payment is suspected
• Assess whether a customer’s activity and documents are plausible and consistent with their profile and source of funds.
• Investigate unusual activity and prepare complete case files for the MLRO: suspicious activity report drafts, consent requests, blockchain analysis and a clear recommendation.
• Support the MLRO on submissions to the Isle of Man Financial Intelligence Unit and prepare our submissions to the GSC, including the annual AML/CFT statistical return and information requests.
• Run KYC reverification and remediation projects and give the KYC team clear instructions for customer document requests
• Deliver and record AML/CFT training for colleagues and keep compliance records to the required standard
• Together with the MLRO, improve and automate compliance processes: spot manual steps in KYC, monitoring and case handling, define what is needed, test the changes with the product and data teams, and clean up and structure our data along the way
• Follow regulatory developments and sector typologies and feed them into our risk assessments, procedures and training
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What you need

• At least 2 years of AML/CFT or compliance experience in the online gambling industry
• A solid grasp of AML/CFT and compliance principles: the risk-based approach, customer due diligence, ongoing monitoring, record keeping and suspicious activity reporting. You do not need to know the Isle of Man rules on day one; you will learn them on the job
• An understanding of FATF standards and money laundering typologies in online betting and crypto
• Hands-on source of funds and source of wealth experience is a must: you can read bank statements, exchange histories and account activity and reach a documented conclusion
• Basic knowledge of crypto: how deposits and withdrawals work, wallets and exchanges, and how to read a transaction on a blockchain explorer
• Experience drafting suspicious activity reports
• Basic familiarity with data protection principles (GDPR)
• Fluent English, written and spoken, as case files, reports and regulator correspondence are all in English; Serbian for day-to-day work in the office
• A technical orientation: comfortable optimizing processes, cleaning up and structuring data, and using AI tools in your daily work for drafting, document and data analysis and structuring case files
• Independence and judgement: you can decline, escalate and defend a decision in writing, and you keep good records of why
• Analytical and critical thinking, with the breadth to see the business as a whole and balance commercial and legal considerations
• An AML qualification (ICA, ACAMS or equivalent)

Strong advantage

• A degree in law or economics
• Experience with KYC verification platforms and crypto payment providers
• Direct dealings with a gambling regulator or a financial intelligence unit, including inspections and information requests
• Familiarity with sportsbook customer patterns such as arbitrage, bonus abuse and multi-accounting

Your onboarding

• An introduction to the company and the teams you will work with
• Training on the Isle of Man AML/CFT framework: the Gambling (AML/CFT) Code and the GSC guidance for gambling operators and virtual assets
• Our AML/CFT policies and procedures, the source of funds approach and how a case moves from the KYC team to the MLRO
• Our KYC, monitoring and case-management tools, blockchain explorers and the reporting formats we use
• Hands-on casework alongside the MLRO before you take cases on your own

What we offer

• Ongoing training and professional development
• Hybrid work model after onboarding
• Clear path for growth within the company
• Private health insurance and FitPass
• Regular team activities in a friendly, international environment

How to apply

Please apply with your CV in English and, if you like, a short note on why you would be a good fit. Shortlisted candidates will be invited to a short written case task in English (a source of funds review or a case summary), followed by an interview with the MLRO and management. The appointment is subject to the pre-employment screening required for key AML/CFT roles, including references and a criminal record certificate.