Head of Underwriting x-sell - Mobi Banka

Belgrade

Key responsibilities:

• Manage the work of underwriting x-sell team
• Participate in development and implementation of credit pre-approval process
• Development and implementation of statistical scorecard define x-sell eligibility approach, rules and criteria for all products, risk indicators, methodologies, in accordance with credit risk policy and risk appetite
• Follow up of related NBS and law restrictions in area of credit risk, preparing and update of internal procedures and decision rules accordingly, ensuring alignment with regulatory framework.
• Creation the Underwriting Manual describing the steps of loan verification and loan disbursement for x-sell
• Credit Risk related reporting and data quality ensuring, including follow up on findings and constant improvement of the process
• Ensure that established and agreed KPIs are met
• Taking part at Risk committee
• Responsible for selection, training, guidance, monitoring and evaluation of employees; transferring the experience, knowledge and constant support

Educational and professional qualifications. Experience

• University degree (preferred in economy/finance/banking)
• Minimum 3 years of relevant experience and managing
• Excellent knowledge of financial markets, banking sector in Serbia, retail banking products, Retail Credit risk processes and principles, NBS regulations

Personal attributes

• Proven ability to build, manage, and motivate team
• Excellent analytical, process design, presentation and negotiation skills 
• Results and execution focused
• Excellent knowledge of MS office

Please apply by 01.03.2020.